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The way to financial independence is like building a house. You can’t build unless you have a solid foundation. You need to have the desire, the determination, and the goals to become self-sufficient. Be confident in yourself and be motivated. Let’s name some of the building materials that you will need: education, as much as you can get, and the learning process never stops. As I converse with people, I find myself saying, “I didn’t know that” While learning how to manage your money, also pay off your debts. Have a budget and saving plan. Be disciplined in spending. Don’t be wasteful. Take time to get the best for your buck. Learn how to invest. Know what you are investing in and how it will make you money. Do not do risky investment, and do not gamble and be responsible. Learn everything that you can about finance and save, save, save.
Pearl Iseabell Poole Roberts is a born again Christian. I am a widow. I was married for thirty-eight and a half years. I am the mother of three children. My oldest son Walter Leon Roberts is deceased. My second son is Brian Keith Roberts. I have a daughter, Paula Lynette Brown, a son-in-law, Otis Tito Brown and two grandsons, Otis Tyree Brown and Omarie Thomas Brown. I am a retired licensed practical nurse. I worked as a nurse for forty-five years. I worked for one of the largest hospital in Philadelphia, PA and for several nursing agencies. When you retire, you should retire from something to something. So your life will be full. The things that I didn’t have time to do when I was working, now I can do them. I like spending time with family and friends. I am active in my church and other ministries outside of my church. I like to read, watch movies, travel, and play games. I enjoy listening to gospel music and bowling, just to name a few.